No Bank Login
Track your money without connecting checking, savings, or credit card accounts.
Private, offline Windows budgeting
Take control of your money. Keep your data private.
Track expenses, income, bills, savings goals, and debt from one polished desktop dashboard—without connecting your bank account.
No monthly subscriptionNo cloud accountWindows 10 & 11
Budgeting without giving up your privacy
Your financial life stays yours. Expense Tracker is built for people who want clarity without handing over bank credentials or paying forever.
No Monthly Subscription
Purchase once and use Expense Tracker without another recurring fee.
Your Data Stays Local
Your budgets and transactions remain stored on your own computer.
Your entire financial picture at a glance
See spending, income, upcoming bills, savings progress, recent transactions, and category budgets from one organized dashboard.
Download for WindowsEverything you need to understand where your money goes
Practical tools for everyday budgeting, organized into one easy-to-use desktop app.
Guided Setup
Build your first budget step by step, including income, categories, recurring bills, savings, and debt.
Statement Importing
Import supported CSV, Excel, and PDF statements with duplicate detection and merchant rules.
Bill Calendar
Organize due dates, recurring expenses, and desktop reminders so bills are easier to plan for.
Debt Snowball
Track balances and organize payoff priorities using a simple debt snowball planning tool.
Savings Goals
Create savings targets, record progress, and keep important goals visible throughout the month.
Reports & History
Review category spending, monthly history, trends, and insights without wrestling with spreadsheets.
Local Backups
Create backups and restore your information using built-in tools that keep you in control of your files.
Search & Filters
Find transactions by merchant, category, type, or date and make bulk updates more efficiently.
Recurring Expenses
Keep regular expenses in one place and see how they affect the month before they sneak up on you.
Built for the way real households manage money
From importing transactions to planning bills, debt, and savings, every section works together.
Import statements faster
Bring in supported statement files, review transactions, and avoid entering everything by hand.
Stay ahead of bills
See upcoming due dates and recurring costs in a calendar built for quick planning.
Plan your debt payoff
Keep balances, payments, and payoff priorities visible instead of scattered across statements.
Make progress visible
Track savings goals and see how your monthly choices move you closer to the finish line.
One purchase. A complete Windows budgeting toolkit.
Your download includes the app installer and clear customer guides to help you get started, protect your data, and understand the main tools.
Get Expense Tracker✓
Expense Tracker for WindowsWindows installer for Windows 10 and 11.
✓
Quick Start GuideA simple path from installation to your first working budget.
✓
Complete Customer GuideHelp for imports, bills, debt, savings, backups, and more.
✓
Privacy and Data Storage GuideClear information about local storage and backup responsibility.
✓
No recurring subscriptionPurchase once. No monthly app fee.
Frequently asked questions
Does Expense Tracker connect to my bank?
No. Transactions can be entered manually or imported from supported statement files. The app does not require your bank username or password.
Is there a monthly subscription?
No. The current Windows version is sold as a one-time digital purchase.
Where is my financial information stored?
Your app information is stored locally on your computer. Use the built-in backup tools and keep backup copies somewhere safe.
Which computers are supported?
This version is designed for Windows 10 and Windows 11. A Mac version is not currently included.
Will I receive a physical product?
No. This is a digital download. After checkout, Payhip provides access to the customer ZIP containing the installer and guides.
Do I need internet access?
Internet access is needed to purchase and download the app. The budgeting app itself is designed to work offline after installation.
Ready for a clearer picture of your money?
Start organizing your spending, bills, savings, and debt with a private desktop app that keeps your data close.
One-time purchase No monthly subscription
Get Expense Tracker for Windows